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Rates from 9.9% APR.
Representative APR of 21.9% APR
Here at Quick, we understand that financial circumstances can vary, and we believe in providing inclusive options for car finance. We recognise that individuals receiving benefits may also have the need reliable tansportation. That's why we offer the possibility of obtaining car finance while on benefits. We consider a range of factors beyond traditional income sources, including benefits, when evaluating loan applications.
Our aim is to make car ownership accessable and affordable for everyone, ensuring that your financial situation doesn’t limit your mobility. Our dedicated team will work with you to understand your specific circumstances and tailor a financing solution that suits your needs.
Employment and Support Allowance is support for those with a disability or health condition that affects how much they can work.
Personal Independence Payment can help to cover the cost of everyday tasks or getting around for those with long term conditions.
Child Tax Credit is a benefit that helps with the costs of raising a child if you're on a low income.
It's important that you get in touch with our team of experts so we can explain how we could help.
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We can run a tailored search across our variety of lenders. If you're approved, we'll discuss your next steps with you.
If you're on benefits, in the UK, and apply for car finance, the lender will take into account your income and financial situation. When deciding whether to approve your application. While being on benefits may affect your chances of being approved for car finance, it is not an automatic disqualification.
It's important to note that not all lenders will consider applicants who are on benefits. Some may have specific criteria that applicant must meet, such as being employed or having a certain level of income. It's always a good idea to check the eligibility requirements of any lender you are considering before applying.
If you already have a car in mind, you'll need to make sure it meets our lending criteria
We can only finance cars from £4,000 - £15,000 if you're are in receipt of benefits benefits.
In order for us to arrange finance the vehicle must have a maximum of 100,000 miles on the clock.
The car must be no older than 15 years at end of the agreement.
Lenders will use certain information to assess your ability to make repayments on the loan. They will also look at your credit history to see if you have any missed or late payments, defaults, or CCJ's on your record. You'll also need:
You will need to provide your full name, date of birth and contact details.
Even if you are on benefits you will need to disclose your employment status, which in this case would be receiving benefits. Some lenders may require you to provide evidence of your benefits, such as letter.
You will need to provide details of your income and expenses, including any benefits you receive and any other sources of income, This will help lenders determine whether you can afford the car loan payments.
Lenders will want to check your credit history to assess your creditworthiness.
You will need to provide identification documents, such as a passport or driving license, to verify your identity.
Quick car finance have been absolutely brilliant.. I've dealt with a few finance companies in the last month.. A lot have dragged there feet and not naged to get me what I want.. Quick car finance have done exactly what they said they would do... Got me quick car finance.. Thankyou